El Paso Corporation FCU
Savings Loans Services About Us Applications

Credit Cards

At El Paso Corporation FCU, we offer the MasterCard Classic, MasterCard Secured, MasterCard Gold and the MasterCard Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a El Paso Corporation FCU MasterCard Card.

You'll enjoy the following benefits:

  • No annual fee
  • Fixed rates
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Travel accident insurance
  • Baggage delay benefit
Please click here to report a lost or stolen El Paso Corporation FCU MasterCard Classic, MasterCard Secured, MasterCard Gold and MasterCard Platinum credit card or click here for the credit card payoff calculator.

Choose The Plan That Works For You MasterCard Classic MasterCard Secured MasterCard Gold MasterCard Platinum
Annual Percentage Rate (rates fixed) 10.50% 10.50% 10.50% 10.50%
Annual Membership Fee NONE NONE NONE NONE
Grace Period for Purchases 25 DAYS 25 DAYS 25 DAYS 25 DAYS
Credit Limits $500 Amount on Deposit $5000 $10000
Method of Computing Balance Average Daily Balance (including new purchases)
Minimum Payment Amount $25 $25 $25 $25
Transaction Fee NONE NONE NONE NONE

Cash Advance Fee: NONE
Return Check Fee: $10.00
Late Payment Fee: NONE. Late payments and over-limit transactions violate your MasterCard account agreement.
Charges incurred by use of the MasterCard card are due on receipt of the account statement.


Standard MasterCard Benefits

Travel Accident Insurance $100,000

Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.

Baggage Delay Benefit

Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

Gold MasterCard Benefits

Travel Accident Insurance $250,000

Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.

 

Baggage Delay Insurance

Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

MasterCard Exclusive Smart Shopper Benefits including:

  • Satisfaction Guarantee Coverage – If a cardholder is dissatisfied with something bought within 60 days of purchase they may be eligible for coverage under this insurance program.
  • Purchase Assurance® Coverage for merchandise purchased with a MasterCard that is damaged or stolen within the first 90 days.
  • Extended Warranty Doubles the coverage period of the original manufacturers warranty up to a maximum of 12 months on most items purchased with a MasterCard.
  • Master RoadAssist® Service Cardholders that break down on the road while traveling in the U.S. can be assured of emergency roadside assistance services at pre-negotiated rates.
  • Travel Assistance Services Traveling more than 50 miles from home, cardholders can be assured of assistance with medical emergencies, referrals, prescriptions, legal services, and much more.
  • MasterCard Global Service Worldwide assistance with lost/stolen cards and emergency cash.

Platinum MasterCard Benefits

Travel Accident Insurance $1,000,000
Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.

Baggage Delay Insurance
Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

Credit Card Registration/Change of Address
Service Register credit and debit cards in one place and one phone call makes changing your address or handling loss or theft simple and easy.

Emergency Message Service
Leave and retrieve emergency messages while traveling in the U.S.

Year-End Summary of Charges
Take the hassle out of year-end bookkeeping. All card purchases are conveniently itemized and listed by purchase type.

MasterCard Exclusive Smart Shopper Benefits including:

  • Satisfaction Guarantee Coverage If a cardholder is dissatisfied with something bought within 60 days of purchase they may be eligible for coverage under this insurance program.
  • Purchase Assurance® Coverage for merchandise purchased with a MasterCard that is damaged or stolen within the first 90 days.
  • Extended Warranty Doubles the coverage period of the original manufacturers warranty up to a maximum of 12 months on most items purchased with a MasterCard.
  • Master RoadAssist® Service Cardholders that break down on the road while traveling in the U.S. can be assured of emergency roadside assistance services at pre-negotiated rates.
  • Travel Assistance Services Traveling more than 50 miles from home, cardholders can be assured of assistance with medical emergencies, referrals, prescriptions, legal services, and much more.
  • MasterCard Global Service Worldwide assistance with lost/stolen cards and emergency cash.