All borrowers receive credit life insurance coverage with total and permanent disability benefits up to $40,000 at no additional cost. Should the borrower die or become totally and permanently disabled, the amount of the member's aggregate outstanding loan balance including any credit card balance under $40,000 is automatically cancelled.

NOTE: Insurance coverage will cease on any outstanding loan balances and/or future loans when a member reaches age 70. Total and permanent disability coverage stops at age 60.

Member-pay credit disability is also available for members under age 66 when obtaining a loan from the Credit Union. The cost is 11 per $100 of your monthly loan balance.

Please contact the Credit Union for details.