| Loan Type |
Term |
85% Financed |
100% Financed |
|
| New Auto/Used Current Model Loans |
Up to 36 months |
4.75% APR* |
5.00% APR* |
| |
48 - 60 months |
5.00% APR* |
5.25% APR* |
| |
**72 months |
5.25% APR* |
5.50% APR* |
| |
| **For a 72 month term, the financed amount and retail must be at least $25K. Maximum Amount Financed - Up to 100% of the purchase price + TT&L + extended warranty + GAP |
| |
|
| Used Auto Loans |
2006 - 2009 |
60 months |
5.00% APR* |
5.25% APR* |
| |
2000 - 2005 |
36 months |
5.00% APR* |
5.25% APR* |
| |
|
**72 months |
5.25% APR* |
5.50% APR* |
| |
**For a 72 month term, the financed amount and NADA retail must be at least $25K. Maximum Amount Financed - Up to 100% of the purchase price or NADA retail value, whichever is lower + extended warranty + GAP
Note: Vehicles not purchased from a dealership may be subjected to inspection. |
| |
|
| Personal Loans |
Up to 24 months |
|
8.50% APR* |
| |
25 - 36 months |
|
9.50% APR* |
| |
37 - 48 months |
|
10.50% APR* |
| |
| Maximum Loan Amount - Up to two months gross salary |
| |
|
| Credit Cards |
Regular MasterCard |
$500 |
|
10.50% APR* |
| |
Gold MasterCard |
$5,000 |
|
10.50% APR* |
| |
Platinum MasterCard |
$10,000 |
|
10.50% APR* |
| |
| Maximum Credit Limit - Up to one months' gross household salary. Monthly payment is 3% of principal or $25, whichever is greater. |
| |
|
| New/Used Motorcycles |
|
85% Financing Only |
|
|
| |
| See rate and term for New/Used Auto |
| |
|
| New Motor Home Loans
- RV |
Up to 36 months |
5.25% APR* |
5.50% APR* |
| (Term same as New Autos) |
48 - 60 months |
5.50% APR* |
5.75% APR* |
|
**72 months |
5.75% APR* |
6.00% APR* |
| |
**120 months |
5.75% APR* |
6.00% APR* |
| |
Maximum Amount Financed - Up to 100% of the purchase price.
**For a 72 month term, the financed amount and NADA retail must be at least $25K.
**For a 120 month term, the financed amount must be at least $30K. |
| |
|
| Used Motor Home Loans
- RV |
Up to 36 months |
5.25% APR* |
5.50% APR* |
| (Term same as Used
Autos) |
48 - 60 months |
5.50% APR* |
5.75% APR* |
| |
**72 months |
5.75% APR* |
6.00% APR* |
| |
**120 months |
5.75% APR* |
6.00% APR* |
| |
**For a 72 month term, the financed amount and NADA retail must be at least $25K.
**For a 120 month term, the financed amount must be at least $30K.
C Up to 100% of the purchase price. |
| |
|
| Home Improvement |
Up to 60 months |
|
5.75% APR* |
| |
61 - 120 months |
|
6.50% APR* |
| |
| Minimum Loan Amount is $4K. Maximum loan amount is 50k and capped at 80% of the equity value. |
| |
|
| New Boats/Jet Skis/Campers/Travel Trailers |
Up to 48 months |
|
7.95% APR* |
| |
60 months (fin. 25k +) |
|
7.95% APR* |
| |
| Maximum Loan Amount - Up to 100% of the purchase price |
| |
|
| Used Boats/Jet Skis/Campers/Travel Trailers |
Up to 36 months |
|
7.95% APR* |
| |
| 85% Financing Only |
| |
|
| New Tractors (Farm) |
48 months |
|
7.95% APR* |
| New Tractors (Garden) |
30 months |
|
7.95% APR* |
| |
| Maximum Amount Financed - Up to 100% of the purchase price. |
| |
|
| Stock Loans |
Up to 60 months |
|
8.50% APR* |
| |
| Maximum Amount Financed not to exceed 50% of the market value of the stock at the time of application. |
| |
|
| Share Secured Loans |
Up to 24 months |
|
2 points over share rate |
| |
25 to 60 months |
|
3 points over share rate |
| |
| Collateral for this type loan is limited to the members share balance. Maximum Loan Amount = Amount on Deposit |
| |
|
| Single Payment Loans |
90 Day Single Payment |
|
2 points over share rate |
| |
| Collateral for this type loan is limited to the members share balance. Maximum Loan Amount = Amount on Deposit |
| |
|
| Share Certificate Secured Loans |
12 months |
|
2 points over certificate rate |
| |
| Call for details. |
| |
|
